# Denise Del Monaco

> Denise Del Monaco is a fee-only financial advisor at MSA Financial in Braintree, Massachusetts. MSA Financial reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/denise-del-monaco/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** MSA Financial
- **Based in:** Braintree, Massachusetts
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $1.41B across 3,271 accounts
- **CRD:** 4856130 (https://adviserinfo.sec.gov/individual/summary/4856130)
- **SEC registration:** Investment adviser representative in MA
- **Exams passed:** Series 63 (2004), Series 66 (2007)
- **Firm size:** 19 employees
- **Disclosures:** None reported
- **Website:** http://www.marinostram.com

## Frequently asked questions

### Is Denise Del Monaco a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Denise holds no broker registration, and MSA Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Denise charge for financial advice?

Denise's firm, MSA Financial, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Denise Del Monaco based?

Denise Del Monaco is based in Braintree, Massachusetts.

### Is Denise Del Monaco registered with the SEC?

Yes. Denise Del Monaco is registered as an investment adviser representative in MA (CRD 4856130), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does MSA Financial manage?

MSA Financial reports $1.41B across 3,271 accounts in assets under management.

### How do I contact Denise Del Monaco?

Through Denise's website, www.marinostram.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4856130): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.