# Delia Fernandez

> Delia Fernandez is a fee-only financial advisor at Fernandez Financial Advisory, LLC in Los Alamitos, California, who holds the CFP and MBA credentials. Delia focuses on pension planning, retirement planning and small business owners. Fernandez Financial Advisory, LLC reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/delia-fernandez/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Fernandez Financial Advisory, LLC
- **Based in:** Los Alamitos, California
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $66M across 147 accounts
- **Credentials:** CFP, MBA
- **Specialties:** Pension planning, Retirement planning, Small business owners
- **CRD:** 2312173 (https://adviserinfo.sec.gov/individual/summary/2312173)
- **SEC registration:** Investment adviser representative in CA
- **Exams passed:** Series 63 (1993)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** http://fernandezllc.com

## Frequently asked questions

### Is Delia Fernandez a fee-only financial advisor?

Yes. Delia Fernandez is listed in the NAPFA directory (NAPFA admits only fee-only advisors). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Delia's firm.

### How does Delia charge for financial advice?

Delia's firm, Fernandez Financial Advisory, LLC, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Delia Fernandez based?

Delia Fernandez is based in Los Alamitos, California.

### What does Delia specialize in?

Delia's specialties include pension planning, retirement planning and small business owners.

### What credentials does Delia Fernandez hold?

Delia Fernandez holds the CFP and MBA credentials.

### Is Delia Fernandez registered with the SEC?

Yes. Delia Fernandez is registered as an investment adviser representative in CA (CRD 2312173), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Fernandez Financial Advisory, LLC manage?

Fernandez Financial Advisory, LLC reports $66M across 147 accounts in assets under management.

### How do I contact Delia Fernandez?

Through Delia's website, fernandezllc.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/1206): NAPFA admits only fee-only advisors
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://www.fernandezllc.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.