# Debra Whitmore

> Debra Whitmore is a fee-only financial advisor at Whitmore Financial Planning in Creede, Colorado. Whitmore Financial Planning reports charging hourly fees on its Form ADV.

Page: https://find.wellspent.co/advisors/debra-whitmore/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Whitmore Financial Planning
- **Based in:** Creede, Colorado
- **Fee model (firm's Form ADV):** Hourly
- **CRD:** 4960221 (https://adviserinfo.sec.gov/individual/summary/4960221)
- **SEC registration:** Investment adviser representative in CO
- **Exams passed:** Series 65 (2005)
- **Firm size:** 1 employee
- **Disclosures:** None reported

## Frequently asked questions

### Is Debra Whitmore a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Debra holds no broker registration, and Whitmore Financial Planning reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Debra charge for financial advice?

Debra's firm, Whitmore Financial Planning, reports charging hourly fees on its SEC Form ADV.

### Where is Debra Whitmore based?

Debra Whitmore is based in Creede, Colorado.

### Is Debra Whitmore registered with the SEC?

Yes. Debra Whitmore is registered as an investment adviser representative in CO (CRD 4960221), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How do I contact Debra Whitmore?

Contact details aren't on file yet. Search for Whitmore Financial Planning.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4960221): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.
