# David Zaegel

> David Zaegel is a fee-only financial advisor at CWOs for Hire in Town & Country, Missouri, who holds the CFP and CPA credentials. David focuses on retirement planning, tax planning and small business owners. CWOs for Hire reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/david-zaegel/
Built from public directory listings; last checked October 28, 2026.

## Facts

- **Firm:** CWOs for Hire
- **Based in:** Town & Country, Missouri
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $46.0M across 170 accounts
- **Credentials:** CFP, CPA
- **Specialties:** Retirement planning, Tax planning, Small business owners
- **Works with:** Retirees, Founders
- **CRD:** 6195892 (https://adviserinfo.sec.gov/individual/summary/6195892)
- **SEC registration:** Investment adviser representative in MO, TX
- **Exams passed:** Series 66 (2013)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** http://cwosforhire.com

## Frequently asked questions

### Is David Zaegel a fee-only financial advisor?

Yes. David Zaegel is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by David's firm.

### How does David Zaegel charge for financial advice?

David's firm, CWOs for Hire, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is David Zaegel based?

David Zaegel is based in Town & Country, Missouri.

### What does David Zaegel specialize in?

David Zaegel's specialties include retirement planning, tax planning and small business owners. David works with retirees and founders.

### What credentials does David Zaegel hold?

David Zaegel holds the CFP and CPA credentials.

### Is David Zaegel registered with the SEC?

Yes. David Zaegel is registered as an investment adviser representative in MO and TX (CRD 6195892), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does CWOs for Hire manage?

CWOs for Hire reports $46.0M across 170 accounts in assets under management.

### How do I contact David Zaegel?

Through David Zaegel's website, cwosforhire.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/38892): NAPFA admits only fee-only advisors
- XY Planning Network directory listing: XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://cwosforhire.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.