# David Wattenbarger

> David Wattenbarger is a fee-only financial advisor at DRW Financial in Chattanooga, Tennessee, who holds the CAP and CFP credentials. DRW Financial reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/david-wattenbarger/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** DRW Financial
- **Based in:** Chattanooga, Tennessee
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $61.5M across 193 accounts
- **Credentials:** CAP, CFP
- **CRD:** 4183339 (https://adviserinfo.sec.gov/individual/summary/4183339)
- **SEC registration:** Investment adviser representative in GA, IL, OK, TN, TX
- **Exams passed:** Series 66 (2000), Series 65 (2012)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://drwfinancial.com

## Frequently asked questions

### Is David Wattenbarger a fee-only financial advisor?

Yes. David Wattenbarger is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by David's firm.

### How does David charge for financial advice?

David's firm, DRW Financial, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is David Wattenbarger based?

David Wattenbarger is based in Chattanooga, Tennessee.

### What credentials does David Wattenbarger hold?

David Wattenbarger holds the CAP and CFP credentials.

### Is David Wattenbarger registered with the SEC?

Yes. David Wattenbarger is registered as an investment adviser representative in GA, IL, OK, TN and TX (CRD 4183339), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does DRW Financial manage?

DRW Financial reports $61.5M across 193 accounts in assets under management.

### How do I contact David Wattenbarger?

Through David's website, drwfinancial.com.

## Sources

- XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/david-wattenbarger-10509): XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.