# David Warner

> David Warner is a fee-only financial advisor at Warner Financial in Bethesda, Maryland, who holds the CFA credential. Warner Financial reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/david-warner-4433138/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Warner Financial
- **Based in:** Bethesda, Maryland
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $851.8M across 747 accounts
- **Credentials:** CFA
- **CRD:** 4433138 (https://adviserinfo.sec.gov/individual/summary/4433138)
- **SEC registration:** Investment adviser representative in MD
- **Firm size:** 4 employees
- **Disclosures:** None reported
- **Website:** http://www.warner-financial.com

## Frequently asked questions

### Is David Warner a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: David holds no broker registration, and Warner Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does David charge for financial advice?

David's firm, Warner Financial, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is David Warner based?

David Warner is based in Bethesda, Maryland.

### What credentials does David Warner hold?

David Warner holds the CFA credential.

### Is David Warner registered with the SEC?

Yes. David Warner is registered as an investment adviser representative in MD (CRD 4433138), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Warner Financial manage?

Warner Financial reports $851.8M across 747 accounts in assets under management.

### How do I contact David Warner?

Through David's website, www.warner-financial.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4433138): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.