# David Otto

> David Otto is a fee-only financial advisor at Otto & Associates in Norwich, Vermont, who holds the CFP credential. Otto & Associates reports charging a percentage of assets and hourly fees on its Form ADV.

Page: https://find.wellspent.co/advisors/david-otto/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Otto & Associates
- **Based in:** Norwich, Vermont
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly
- **Assets under management (firm):** $286.6M across 629 accounts
- **Credentials:** CFP
- **CRD:** 4364736 (https://adviserinfo.sec.gov/individual/summary/4364736)
- **SEC registration:** Investment adviser representative in NC, NH, NY, TX, VT
- **Firm size:** 6 employees
- **Disclosures:** None reported
- **Website:** http://www.ottoandassociates.com

## Frequently asked questions

### Is David Otto a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: David holds no broker registration, and Otto & Associates reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does David charge for financial advice?

David's firm, Otto & Associates, reports charging a percentage of assets and hourly fees on its SEC Form ADV.

### Where is David Otto based?

David Otto is based in Norwich, Vermont.

### What credentials does David Otto hold?

David Otto holds the CFP credential.

### Is David Otto registered with the SEC?

Yes. David Otto is registered as an investment adviser representative in NC, NH, NY, TX and VT (CRD 4364736), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Otto & Associates manage?

Otto & Associates reports $286.6M across 629 accounts in assets under management.

### How do I contact David Otto?

Through David's website, www.ottoandassociates.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4364736): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.