# David MaWhinney

> David MaWhinney is a fee-only financial advisor at Stream Financial Advice, LLC in Orem, Utah, who holds the CFP credential. Stream Financial Advice, LLC reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/david-mawhinney/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Stream Financial Advice, LLC
- **Based in:** Orem, Utah
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Fees (firm's website):** 1% a year on the first tier of assets managed
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $13.5M across 28 accounts
- **Credentials:** CFP
- **CRD:** 6907811 (https://adviserinfo.sec.gov/individual/summary/6907811)
- **SEC registration:** Investment adviser representative in TX, UT
- **Exams passed:** Series 66 (2018)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://mystreamfinancial.com

## Frequently asked questions

### Is David MaWhinney a fee-only financial advisor?

Yes. David MaWhinney is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by David's firm.

### How does David charge for financial advice?

David's firm, Stream Financial Advice, LLC, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### How much does David charge?

According to Stream Financial Advice, LLC's website, checked October 28, 2026: 1% a year on the first tier of assets managed.

### Where is David MaWhinney based?

David MaWhinney is based in Orem, Utah.

### What credentials does David MaWhinney hold?

David MaWhinney holds the CFP credential.

### Is David MaWhinney registered with the SEC?

Yes. David MaWhinney is registered as an investment adviser representative in TX and UT (CRD 6907811), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Stream Financial Advice, LLC manage?

Stream Financial Advice, LLC reports $13.5M across 28 accounts in assets under management.

### How do I contact David MaWhinney?

Through David's website, mystreamfinancial.com.

## Sources

- XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/david-mawhinney-11547): XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://www.mystreamfinancial.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.