# David Martin

> David Martin is a fee-only financial advisor at Eltero Financial Partners Inc. in Halifax, Nova Scotia, Canada, who holds the FCSI, CIM and CFP (ret'd) credentials. David charges a flat fee or retainer and a one-time planning fee (one-time plans from C$2,700) and focuses on flat-fee planning, retirement planning and tax planning.

Page: https://find.wellspent.co/advisors/david-martin/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Eltero Financial Partners Inc.
- **Based in:** Halifax, Nova Scotia, Canada
- **Fee model:** Flat fee or retainer; One-time planning fee
- **Fees (firm's website):** one-time plans from C$2,700
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Credentials:** FCSI, CIM, CFP (ret'd)
- **Specialties:** Flat-fee planning, Retirement planning, Tax planning, Estate & legacy planning, Small business owners, Cross-border (US / Canada)
- **Works with:** Physicians, Founders
- **Website:** elterofinancial.com

## Frequently asked questions

### Is David Martin a fee-only financial advisor?

Yes. David Martin is listed in the Canadian fee-only planners directory (a directory limited to fee-only planners).

### How does David charge for financial advice?

David charges a flat fee or retainer and a one-time planning fee.

### How much does David charge?

According to Eltero Financial Partners Inc.'s website, checked October 28, 2026: one-time plans from C$2,700.

### Does David work with clients virtually?

Yes. Eltero Financial Partners Inc. says on its website that it works with clients remotely.

### Where is David Martin based?

David Martin is based in Halifax, Nova Scotia, Canada.

### What does David specialize in?

David's specialties include flat-fee planning, retirement planning, tax planning, estate & legacy planning, small business owners and cross-border (US / Canada). David works with physicians and founders.

### What credentials does David Martin hold?

David Martin holds the FCSI, CIM and CFP (ret'd) credentials.

### How do I contact David Martin?

Through David's website, elterofinancial.com.

## Sources

- Canadian fee-only planners directory: a directory limited to fee-only planners
- The firm's website (https://elterofinancial.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.