# David Macino

> David Macino is a fee-only financial advisor at Macino Financial Services in Holland, Ohio. David focuses on retirement planning and estate & legacy planning. Macino Financial Services reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/david-macino/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Macino Financial Services
- **Based in:** Holland, Ohio
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $12.7M across 239 accounts
- **Specialties:** Retirement planning, Estate & legacy planning
- **CRD:** 4806492 (https://adviserinfo.sec.gov/individual/summary/4806492)
- **SEC registration:** Investment adviser representative in MI, OH
- **Exams passed:** Series 63 (2006), Series 65 (2013)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** https://www.macinofinancial.com

## Frequently asked questions

### Is David Macino a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: David holds no broker registration, and Macino Financial Services reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does David charge for financial advice?

David's firm, Macino Financial Services, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is David Macino based?

David Macino is based in Holland, Ohio.

### What does David specialize in?

David's specialties include retirement planning and estate & legacy planning.

### Is David Macino registered with the SEC?

Yes. David Macino is registered as an investment adviser representative in MI and OH (CRD 4806492), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Macino Financial Services manage?

Macino Financial Services reports $12.7M across 239 accounts in assets under management.

### How do I contact David Macino?

Through David's website, www.macinofinancial.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4806492): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://macinofinancial.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.