# David Holloway

> David Holloway is a fee-only financial advisor at Northern Capital in Post Falls, Idaho, who holds the CFP credential. David charges a percentage of assets (1% a year on the first tier of assets managed and no asset minimum).

Page: https://find.wellspent.co/advisors/david-holloway/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Northern Capital
- **Based in:** Post Falls, Idaho
- **Fee model:** Percentage of assets
- **Fees (firm's website):** 1% a year on the first tier of assets managed; no asset minimum
- **Assets under management (firm):** $918.2M across 1,866 accounts
- **Credentials:** CFP
- **CRD:** 4419768 (https://adviserinfo.sec.gov/individual/summary/4419768)
- **SEC registration:** Investment adviser representative in ID, TX, WA
- **Exams passed:** Series 66 (2001)
- **Firm size:** 11 employees
- **Disclosures:** None reported
- **Website:** https://northernwelcome.com

## Frequently asked questions

### Is David Holloway a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: David holds no broker registration, and Northern Capital reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does David charge for financial advice?

David charges a percentage of assets.

### How much does David charge?

According to Northern Capital's website, checked October 30, 2026: 1% a year on the first tier of assets managed; no asset minimum.

### Where is David Holloway based?

David Holloway is based in Post Falls, Idaho.

### What credentials does David Holloway hold?

David Holloway holds the CFP credential.

### Is David Holloway registered with the SEC?

Yes. David Holloway is registered as an investment adviser representative in ID, TX and WA (CRD 4419768), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Northern Capital manage?

Northern Capital reports $918.2M across 1,866 accounts in assets under management.

### How do I contact David Holloway?

Through David's website, northernwelcome.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4419768): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://northernwelcome.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.