# David Frank > David Frank is a fee-only financial advisor at Turning Point Planning LLC in Los Angeles, California, who holds the CFP credential. David charges a percentage of assets and an ongoing planning fee (ongoing planning from $12,250 a year) and focuses on small business owners, retirement planning and student loans. Page: https://find.wellspent.co/advisors/david-frank/ Built from public directory listings; last checked April 21, 2026. ## Facts - **Firm:** Turning Point Planning LLC - **Based in:** Los Angeles, California - **Fee model:** Percentage of assets; Ongoing planning fee - **Fees (firm's website):** ongoing planning from $12,250 a year - **Accepting new clients:** Yes (firm's website) - **Assets under management (firm):** $1.25B across 4,262 accounts - **Credentials:** CFP - **Specialties:** Small business owners, Retirement planning, Student loans, Tax planning - **CRD:** 4033093 (https://adviserinfo.sec.gov/individual/summary/4033093) - **SEC registration:** Investment adviser representative in CA, LA, TX - **Exams passed:** Series 63 (2000), Series 65 (2020) - **Firm size:** 69 employees - **Disclosures:** None reported - **Website:** https://turningpointhq.com ## Frequently asked questions ### Is David Frank a fee-only financial advisor? Yes. David Frank is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by David's firm. ### How does David charge for financial advice? David charges a percentage of assets and an ongoing planning fee. ### How much does David charge? According to Turning Point Planning LLC's website, checked October 28, 2026: ongoing planning from $12,250 a year. ### Where is David Frank based? David Frank is based in Los Angeles, California. ### What does David specialize in? David's specialties include small business owners, retirement planning, student loans and tax planning. ### What credentials does David Frank hold? David Frank holds the CFP credential. ### Is David Frank registered with the SEC? Yes. David Frank is registered as an investment adviser representative in CA, LA and TX (CRD 4033093), per SEC Investment Adviser Public Disclosure data as of October 27, 2026. ### How much does Turning Point Planning LLC manage? Turning Point Planning LLC reports $1.25B across 4,262 accounts in assets under management. ### How do I contact David Frank? Through David's website, turningpointhq.com. ## Sources - NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/49788): NAPFA admits only fee-only advisors - XY Planning Network directory listing: XYPN members are fee-only - SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026 - The firm's website (https://turningpointhq.com/): specialties, clients served, and fees, checked October 28, 2026 --- Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.