# David Fernandez

> David Fernandez is a fee-only financial advisor at Wealth Engineering, LLC in Scottsdale, Arizona, who holds the BS and CFP credentials. David charges an ongoing planning fee and focuses on retirement planning.

Page: https://find.wellspent.co/advisors/david-fernandez/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Wealth Engineering, LLC
- **Based in:** Scottsdale, Arizona
- **Fee model:** Ongoing planning fee
- **Assets under management (firm):** $171.0M across 219 accounts
- **Credentials:** BS, CFP
- **Specialties:** Retirement planning
- **Works with:** Pre-retirees, Retirees, Mid-life transitions
- **CRD:** 2718232 (https://adviserinfo.sec.gov/individual/summary/2718232)
- **SEC registration:** Investment adviser representative in AZ, TX
- **Exams passed:** Series 63 (1996), Series 65 (1999)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** http://wealth-engineering.com

## Frequently asked questions

### Is David Fernandez a fee-only financial advisor?

Yes. David Fernandez is listed in the NAPFA directory (NAPFA admits only fee-only advisors). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by David's firm.

### How does David charge for financial advice?

David charges an ongoing planning fee.

### Where is David Fernandez based?

David Fernandez is based in Scottsdale, Arizona.

### What does David specialize in?

David's specialties include retirement planning. David works with pre-retirees, retirees and mid-life transitions.

### What credentials does David Fernandez hold?

David Fernandez holds the BS and CFP credentials.

### Is David Fernandez registered with the SEC?

Yes. David Fernandez is registered as an investment adviser representative in AZ and TX (CRD 2718232), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Wealth Engineering, LLC manage?

Wealth Engineering, LLC reports $171.0M across 219 accounts in assets under management.

### How do I contact David Fernandez?

Through David's website, wealth-engineering.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/3797): NAPFA admits only fee-only advisors
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://wealth-engineering.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.