# David Demming

> David Demming is a fee-only financial advisor at Demming Financial Services in Aurora, Ohio, who holds the CFP credential. David charges a percentage of assets, an ongoing planning fee and hourly fees (ongoing planning from $500 a year and 0.85% a year on the first tier of assets managed).

Page: https://find.wellspent.co/advisors/david-demming-854343/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Demming Financial Services
- **Based in:** Aurora, Ohio
- **Fee model:** Percentage of assets; Ongoing planning fee; Hourly
- **Fees (firm's website):** ongoing planning from $500 a year; 0.85% a year on the first tier of assets managed
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $765.9M across 2,607 accounts
- **Credentials:** CFP
- **Works with:** Founders, Executives, Physicians, Retirees, Divorced individuals
- **CRD:** 854343 (https://adviserinfo.sec.gov/individual/summary/854343)
- **SEC registration:** Investment adviser representative in OH
- **Exams passed:** Series 63 (1984)
- **Firm size:** 11 employees
- **Disclosures:** Reported; see the SEC record
- **Website:** http://www.demmingfinancial.com

## Frequently asked questions

### Is David Demming a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: David holds no broker registration, and Demming Financial Services reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does David charge for financial advice?

David charges a percentage of assets, an ongoing planning fee and hourly fees.

### How much does David charge?

According to Demming Financial Services's website, checked October 30, 2026: ongoing planning from $500 a year; 0.85% a year on the first tier of assets managed.

### Where is David Demming based?

David Demming is based in Aurora, Ohio.

### What credentials does David Demming hold?

David Demming holds the CFP credential.

### Is David Demming registered with the SEC?

Yes. David Demming is registered as an investment adviser representative in OH (CRD 854343), per SEC Investment Adviser Public Disclosure data as of October 29, 2026. The record lists disclosures; see the SEC record for details.

### How much does Demming Financial Services manage?

Demming Financial Services reports $765.9M across 2,607 accounts in assets under management.

### How do I contact David Demming?

Through David's website, www.demmingfinancial.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/854343): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.demmingfinancial.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.