# David Cunningham

> David Cunningham is a fee-only financial advisor at LW Advisors in Des Moines, Iowa, who holds the CFP credential. David focuses on divorce financial planning, small business owners and retirement planning. LW Advisors reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/david-cunningham/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** LW Advisors
- **Based in:** Des Moines, Iowa
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $35.9M across 139 accounts
- **Credentials:** CFP
- **Specialties:** Divorce financial planning, Small business owners, Retirement planning, Estate & legacy planning, Tax planning
- **Works with:** Divorced individuals, Mid-life transitions, Retirees
- **CRD:** 2087624 (https://adviserinfo.sec.gov/individual/summary/2087624)
- **SEC registration:** Investment adviser representative in IA
- **Exams passed:** Series 63 (1990)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** http://www.livweladvisors.com/

## Frequently asked questions

### Is David Cunningham a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: David holds no broker registration, and LW Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does David charge for financial advice?

David's firm, LW Advisors, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is David Cunningham based?

David Cunningham is based in Des Moines, Iowa.

### What does David specialize in?

David's specialties include divorce financial planning, small business owners, retirement planning, estate & legacy planning and tax planning. David works with divorced individuals, mid-life transitions and retirees.

### What credentials does David Cunningham hold?

David Cunningham holds the CFP credential.

### Is David Cunningham registered with the SEC?

Yes. David Cunningham is registered as an investment adviser representative in IA (CRD 2087624), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does LW Advisors manage?

LW Advisors reports $35.9M across 139 accounts in assets under management.

### How do I contact David Cunningham?

Through David's website, www.livweladvisors.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/2087624): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://livweladvisors.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.