# David Chapman

> David Chapman is a fee-only financial advisor at DFS Capital Management in Brea, California, who holds the CFP credential. David focuses on retirement planning, estate & legacy planning and tax planning. DFS Capital Management reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/david-chapman/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** DFS Capital Management
- **Based in:** Brea, California
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $1.3M across 11 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning, Estate & legacy planning, Tax planning, Small business owners
- **CRD:** 7781067 (https://adviserinfo.sec.gov/individual/summary/7781067)
- **SEC registration:** Investment adviser representative in CA
- **Exams passed:** Series 65 (2023)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://dfscapitalmanagement.com

## Frequently asked questions

### Is David Chapman a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: David holds no broker registration, and DFS Capital Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does David charge for financial advice?

David's firm, DFS Capital Management, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is David Chapman based?

David Chapman is based in Brea, California.

### What does David specialize in?

David's specialties include retirement planning, estate & legacy planning, tax planning and small business owners.

### What credentials does David Chapman hold?

David Chapman holds the CFP credential.

### Is David Chapman registered with the SEC?

Yes. David Chapman is registered as an investment adviser representative in CA (CRD 7781067), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does DFS Capital Management manage?

DFS Capital Management reports $1.3M across 11 accounts in assets under management.

### How do I contact David Chapman?

Through David's website, dfscapitalmanagement.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7781067): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://dfscapitalmanagement.com/): specialties, clients served, and fees, checked October 30, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.