# David Caldwell

> David Caldwell is a fee-only financial advisor at Harvest Capital Assets in Sanborn, New York. David focuses on retirement planning and small business owners. Harvest Capital Assets reports charging a percentage of assets on its Form ADV.

Page: https://find.wellspent.co/advisors/david-caldwell/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Harvest Capital Assets
- **Based in:** Sanborn, New York
- **Fee model (firm's Form ADV):** Percentage of assets
- **Assets under management (firm):** $72M across 305 accounts
- **Specialties:** Retirement planning, Small business owners
- **Works with:** Pre-retirees, Retirees
- **CRD:** 6454144 (https://adviserinfo.sec.gov/individual/summary/6454144)
- **SEC registration:** Investment adviser representative in NY, SC, TX
- **Exams passed:** Series 65 (2018)
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** https://www.harvestcapitalassets.com

## Frequently asked questions

### Is David Caldwell a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: David holds no broker registration, and Harvest Capital Assets reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does David charge for financial advice?

David's firm, Harvest Capital Assets, reports charging a percentage of assets on its SEC Form ADV.

### Where is David Caldwell based?

David Caldwell is based in Sanborn, New York.

### What does David specialize in?

David's specialties include retirement planning and small business owners. David works with pre-retirees and retirees.

### Is David Caldwell registered with the SEC?

Yes. David Caldwell is registered as an investment adviser representative in NY, SC and TX (CRD 6454144), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Harvest Capital Assets manage?

Harvest Capital Assets reports $72M across 305 accounts in assets under management.

### How do I contact David Caldwell?

Through David's website, www.harvestcapitalassets.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6454144): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.harvestcapitalassets.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.