# David Bernstein

> David Bernstein is a fee-only financial advisor at Connecticut Cambridge Advisors in Coral Gables, Florida, who holds the BS and CFP credentials. David charges an ongoing planning fee.

Page: https://find.wellspent.co/advisors/david-bernstein/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Connecticut Cambridge Advisors
- **Based in:** Coral Gables, Florida
- **Fee model:** Ongoing planning fee
- **Accepting new clients:** Yes (firm's website)
- **Credentials:** BS, CFP
- **CRD:** 2003874 (https://adviserinfo.sec.gov/individual/summary/2003874)
- **SEC registration:** Investment adviser representative in CT
- **Exams passed:** Series 65 (1994)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** http://ctcambridgeadvisors.com

## Frequently asked questions

### Is David Bernstein a fee-only financial advisor?

Yes. David Bernstein is listed in the NAPFA directory (NAPFA admits only fee-only advisors). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by David's firm.

### How does David charge for financial advice?

David charges an ongoing planning fee.

### Where is David Bernstein based?

David Bernstein is based in Coral Gables, Florida.

### What credentials does David Bernstein hold?

David Bernstein holds the BS and CFP credentials.

### Is David Bernstein registered with the SEC?

Yes. David Bernstein is registered as an investment adviser representative in CT (CRD 2003874), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How do I contact David Bernstein?

Through David's website, ctcambridgeadvisors.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/1135): NAPFA admits only fee-only advisors
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (http://ctcambridgeadvisors.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.