# David Berkowitz

> David Berkowitz is a fee-only financial advisor at VAP Wealth Advisors in Red Bank, New Jersey. David focuses on retirement planning, estate & legacy planning and tax planning. VAP Wealth Advisors reports charging a percentage of assets on its Form ADV.

Page: https://find.wellspent.co/advisors/david-berkowitz/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** VAP Wealth Advisors
- **Based in:** Red Bank, New Jersey
- **Fee model (firm's Form ADV):** Percentage of assets
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $75.7M across 138 accounts
- **Specialties:** Retirement planning, Estate & legacy planning, Tax planning
- **Works with:** Retirees, Pre-retirees
- **CRD:** 1384375 (https://adviserinfo.sec.gov/individual/summary/1384375)
- **SEC registration:** Investment adviser representative in TX
- **Exams passed:** Series 63 (1994), Series 65 (2009)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** https://vapwealthadvisors.com/

## Frequently asked questions

### Is David Berkowitz a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: David holds no broker registration, and VAP Wealth Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does David charge for financial advice?

David's firm, VAP Wealth Advisors, reports charging a percentage of assets on its SEC Form ADV.

### Where is David Berkowitz based?

David Berkowitz is based in Red Bank, New Jersey.

### What does David specialize in?

David's specialties include retirement planning, estate & legacy planning and tax planning. David works with retirees and pre-retirees.

### Is David Berkowitz registered with the SEC?

Yes. David Berkowitz is registered as an investment adviser representative in TX (CRD 1384375), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does VAP Wealth Advisors manage?

VAP Wealth Advisors reports $75.7M across 138 accounts in assets under management.

### How do I contact David Berkowitz?

Through David's website, vapwealthadvisors.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/1384375): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://vapwealthadvisors.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.