# David Bass

> David Bass is a fee-only financial advisor at Decision Tree Advisor in Houston, Texas, who holds the ChFC credential. David charges a percentage of assets and a one-time planning fee (one-time plans from $600 and 0.8% a year on the first tier of assets managed) and focuses on tax planning, estate & legacy planning and retirement planning.

Page: https://find.wellspent.co/advisors/david-bass/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Decision Tree Advisor
- **Based in:** Houston, Texas
- **Fee model:** Percentage of assets; One-time planning fee
- **Fees (firm's website):** one-time plans from $600; 0.8% a year on the first tier of assets managed; no asset minimum
- **Assets under management (firm):** $2.0M across 14 accounts
- **Credentials:** ChFC
- **Specialties:** Tax planning, Estate & legacy planning, Retirement planning
- **CRD:** 2959394 (https://adviserinfo.sec.gov/individual/summary/2959394)
- **SEC registration:** Investment adviser representative in TX
- **Exams passed:** Series 66 (2019)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://www.decisiontreeadvisor.com

## Frequently asked questions

### Is David Bass a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: David holds no broker registration, and Decision Tree Advisor reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does David charge for financial advice?

David charges a percentage of assets and a one-time planning fee.

### How much does David charge?

According to Decision Tree Advisor's website, checked October 30, 2026: one-time plans from $600; 0.8% a year on the first tier of assets managed; no asset minimum.

### Where is David Bass based?

David Bass is based in Houston, Texas.

### What does David specialize in?

David's specialties include tax planning, estate & legacy planning and retirement planning.

### What credentials does David Bass hold?

David Bass holds the ChFC credential.

### Is David Bass registered with the SEC?

Yes. David Bass is registered as an investment adviser representative in TX (CRD 2959394), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Decision Tree Advisor manage?

Decision Tree Advisor reports $2.0M across 14 accounts in assets under management.

### How do I contact David Bass?

Through David's website, www.decisiontreeadvisor.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/2959394): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.decisiontreeadvisor.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.