# Daryl Spirka

> Daryl Spirka is a fee-only financial advisor at Williams Financial in North Bennington, Vermont, who holds the CFP credential. Williams Financial reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/daryl-spirka/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Williams Financial
- **Based in:** North Bennington, Vermont
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $209.9M across 837 accounts
- **Credentials:** CFP
- **CRD:** 4006179 (https://adviserinfo.sec.gov/individual/summary/4006179)
- **SEC registration:** Investment adviser representative in MA, NY, TX, VT
- **Exams passed:** Series 66 (2000)
- **Firm size:** 7 employees
- **Disclosures:** None reported
- **Website:** https://www.williamsfinancial.net

## Frequently asked questions

### Is Daryl Spirka a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Daryl holds no broker registration, and Williams Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Daryl charge for financial advice?

Daryl's firm, Williams Financial, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Daryl Spirka based?

Daryl Spirka is based in North Bennington, Vermont.

### What credentials does Daryl Spirka hold?

Daryl Spirka holds the CFP credential.

### Is Daryl Spirka registered with the SEC?

Yes. Daryl Spirka is registered as an investment adviser representative in MA, NY, TX and VT (CRD 4006179), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Williams Financial manage?

Williams Financial reports $209.9M across 837 accounts in assets under management.

### How do I contact Daryl Spirka?

Through Daryl's website, www.williamsfinancial.net.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4006179): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.