# Daniel Smith

> Daniel Smith is a fee-only financial advisor at Francis Financial in Saline, Michigan, who holds the CFP credential. Francis Financial reports charging a percentage of assets and hourly fees on its Form ADV.

Page: https://find.wellspent.co/advisors/daniel-smith/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Francis Financial
- **Based in:** Saline, Michigan
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly
- **Assets under management (firm):** $803.2M across 1,048 accounts
- **Credentials:** CFP
- **CRD:** 7818597 (https://adviserinfo.sec.gov/individual/summary/7818597)
- **SEC registration:** Investment adviser representative in NY
- **Exams passed:** Series 65 (2023)
- **Firm size:** 14 employees
- **Disclosures:** None reported
- **Website:** http://www.francisfinancial.com

## Frequently asked questions

### Is Daniel Smith a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Daniel holds no broker registration, and Francis Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Daniel charge for financial advice?

Daniel's firm, Francis Financial, reports charging a percentage of assets and hourly fees on its SEC Form ADV.

### Where is Daniel Smith based?

Daniel Smith is based in Saline, Michigan.

### What credentials does Daniel Smith hold?

Daniel Smith holds the CFP credential.

### Is Daniel Smith registered with the SEC?

Yes. Daniel Smith is registered as an investment adviser representative in NY (CRD 7818597), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Francis Financial manage?

Francis Financial reports $803.2M across 1,048 accounts in assets under management.

### How do I contact Daniel Smith?

Through Daniel's website, www.francisfinancial.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7818597): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.