# Daniel Downey

> Daniel Downey is a fee-only financial advisor at Determined Advisors in San Diego, California. Daniel focuses on retirement planning. Determined Advisors reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/daniel-downey/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Determined Advisors
- **Based in:** San Diego, California
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $13.8M across 21 accounts
- **Specialties:** Retirement planning
- **CRD:** 6190129 (https://adviserinfo.sec.gov/individual/summary/6190129)
- **SEC registration:** Investment adviser representative in CA
- **Exams passed:** Series 65 (2022)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** http://www.determinedadvisors.com

## Frequently asked questions

### Is Daniel Downey a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Daniel holds no broker registration, and Determined Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Daniel charge for financial advice?

Daniel's firm, Determined Advisors, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Daniel Downey based?

Daniel Downey is based in San Diego, California.

### What does Daniel specialize in?

Daniel's specialties include retirement planning.

### Is Daniel Downey registered with the SEC?

Yes. Daniel Downey is registered as an investment adviser representative in CA (CRD 6190129), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Determined Advisors manage?

Determined Advisors reports $13.8M across 21 accounts in assets under management.

### How do I contact Daniel Downey?

Through Daniel's website, www.determinedadvisors.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6190129): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.determinedadvisors.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.