# Daniel Carnes

> Daniel Carnes is a fee-only financial advisor at Elderado Financial in Montrose, Colorado. Elderado Financial reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/daniel-carnes/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Elderado Financial
- **Based in:** Montrose, Colorado
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $237.2M across 1,071 accounts
- **CRD:** 6921500 (https://adviserinfo.sec.gov/individual/summary/6921500)
- **SEC registration:** Investment adviser representative in CO
- **Exams passed:** Series 63 (2018), Series 65 (2020)
- **Firm size:** 5 employees
- **Disclosures:** None reported
- **Website:** http://www.prestigeadvisors.com

## Frequently asked questions

### Is Daniel Carnes a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Daniel holds no broker registration, and Elderado Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Daniel charge for financial advice?

Daniel's firm, Elderado Financial, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Daniel Carnes based?

Daniel Carnes is based in Montrose, Colorado.

### Is Daniel Carnes registered with the SEC?

Yes. Daniel Carnes is registered as an investment adviser representative in CO (CRD 6921500), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Elderado Financial manage?

Elderado Financial reports $237.2M across 1,071 accounts in assets under management.

### How do I contact Daniel Carnes?

Through Daniel's website, www.prestigeadvisors.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6921500): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.