# Daniel Bender

> Daniel Bender is a fee-only financial advisor at MBR Financial in Houston, Texas. Daniel charges a percentage of assets, a flat fee or retainer and hourly fees and focuses on retirement planning, divorce financial planning and estate & legacy planning.

Page: https://find.wellspent.co/advisors/daniel-bender/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** MBR Financial
- **Based in:** Houston, Texas
- **Fee model:** Percentage of assets; Flat fee or retainer; Hourly
- **Assets under management (firm):** $956.4M across 1,516 accounts
- **Specialties:** Retirement planning, Divorce financial planning, Estate & legacy planning, Tax planning
- **Works with:** Retirees, Pre-retirees, Mid-life transitions, Divorced individuals, Founders
- **CRD:** 1420428 (https://adviserinfo.sec.gov/individual/summary/1420428)
- **SEC registration:** Investment adviser representative in TX
- **Exams passed:** Series 63 (1985)
- **Firm size:** 10 employees
- **Disclosures:** None reported
- **Website:** https://www.mbrfinancial.com

## Frequently asked questions

### Is Daniel Bender a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Daniel holds no broker registration, and MBR Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Daniel charge for financial advice?

Daniel charges a percentage of assets, a flat fee or retainer and hourly fees.

### Where is Daniel Bender based?

Daniel Bender is based in Houston, Texas.

### What does Daniel specialize in?

Daniel's specialties include retirement planning, divorce financial planning, estate & legacy planning and tax planning. Daniel works with retirees, pre-retirees, mid-life transitions, divorced individuals and founders.

### Is Daniel Bender registered with the SEC?

Yes. Daniel Bender is registered as an investment adviser representative in TX (CRD 1420428), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does MBR Financial manage?

MBR Financial reports $956.4M across 1,516 accounts in assets under management.

### How do I contact Daniel Bender?

Through Daniel's website, www.mbrfinancial.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/1420428): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.mbrfinancial.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.