# Dan Costigan

> Dan Costigan is a fee-only financial advisor at Two Palms Financial in San Clemente, California, who holds the CFP, CFA and MBA credentials. Two Palms Financial reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/dan-costigan/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Two Palms Financial
- **Based in:** San Clemente, California
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $17.2M across 6 accounts
- **Credentials:** CFP, CFA, MBA
- **CRD:** 6361599 (https://adviserinfo.sec.gov/individual/summary/6361599)
- **SEC registration:** Investment adviser representative in CA, MO
- **Exams passed:** Series 63 (2014), Series 66 (2016), Series 65 (2020)
- **Firm size:** 1 employee
- **Disclosures:** None reported

## Frequently asked questions

### Is Dan Costigan a fee-only financial advisor?

Yes. Dan Costigan is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Dan's firm.

### How does Dan charge for financial advice?

Dan's firm, Two Palms Financial, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Dan Costigan based?

Dan Costigan is based in San Clemente, California.

### What credentials does Dan Costigan hold?

Dan Costigan holds the CFP, CFA and MBA credentials.

### Is Dan Costigan registered with the SEC?

Yes. Dan Costigan is registered as an investment adviser representative in CA and MO (CRD 6361599), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Two Palms Financial manage?

Two Palms Financial reports $17.2M across 6 accounts in assets under management.

### How do I contact Dan Costigan?

Contact details aren't on file yet. Search for Two Palms Financial.

## Sources

- XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/daniel-costigan-42555): XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.