# Dale Terwedo

> Dale Terwedo is a fee-only financial advisor at TFS Advisors in Edmonds, Washington, who holds the CFP and ChFC credentials. Dale focuses on retirement planning, small business owners and founders (pre-exit). TFS Advisors reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/dale-terwedo/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** TFS Advisors
- **Based in:** Edmonds, Washington
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $161.2M across 426 accounts
- **Credentials:** CFP, ChFC
- **Specialties:** Retirement planning, Small business owners, Founders (pre-exit)
- **Works with:** Pre-retirees
- **CRD:** 1235948 (https://adviserinfo.sec.gov/individual/summary/1235948)
- **SEC registration:** Investment adviser representative in AZ, TX, WA
- **Exams passed:** Series 63 (1984), Series 65 (1998)
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** https://tfsadvisors.com/

## Frequently asked questions

### Is Dale Terwedo a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Dale holds no broker registration, and TFS Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Dale charge for financial advice?

Dale's firm, TFS Advisors, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Dale Terwedo based?

Dale Terwedo is based in Edmonds, Washington.

### What does Dale specialize in?

Dale's specialties include retirement planning, small business owners and founders (pre-exit). Dale works with pre-retirees.

### What credentials does Dale Terwedo hold?

Dale Terwedo holds the CFP and ChFC credentials.

### Is Dale Terwedo registered with the SEC?

Yes. Dale Terwedo is registered as an investment adviser representative in AZ, TX and WA (CRD 1235948), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does TFS Advisors manage?

TFS Advisors reports $161.2M across 426 accounts in assets under management.

### How do I contact Dale Terwedo?

Through Dale's website, tfsadvisors.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/1235948): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://tfsadvisors.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.