# Dace DeKruif

> Dace DeKruif is a fee-only financial advisor at Silver Strand Financial Planning in Bloomfield Hills, Michigan, who holds the CFP and CRC credentials. Silver Strand Financial Planning reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/dace-dekruif/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Silver Strand Financial Planning
- **Based in:** Bloomfield Hills, Michigan
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $9.5M across 81 accounts
- **Credentials:** CFP, CRC
- **CRD:** 4620984 (https://adviserinfo.sec.gov/individual/summary/4620984)
- **SEC registration:** Investment adviser representative in MI, TX
- **Exams passed:** Series 63 (2003), Series 65 (2008)
- **Firm size:** 1 employee
- **Disclosures:** None reported

## Frequently asked questions

### Is Dace DeKruif a fee-only financial advisor?

Yes. Dace DeKruif is listed in the NAPFA directory (NAPFA admits only fee-only advisors). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Dace's firm.

### How does Dace charge for financial advice?

Dace's firm, Silver Strand Financial Planning, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Dace DeKruif based?

Dace DeKruif is based in Bloomfield Hills, Michigan.

### What credentials does Dace DeKruif hold?

Dace DeKruif holds the CFP and CRC credentials.

### Is Dace DeKruif registered with the SEC?

Yes. Dace DeKruif is registered as an investment adviser representative in MI and TX (CRD 4620984), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Silver Strand Financial Planning manage?

Silver Strand Financial Planning reports $9.5M across 81 accounts in assets under management.

### How do I contact Dace DeKruif?

Contact details aren't on file yet. Search for Silver Strand Financial Planning.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/47594): NAPFA admits only fee-only advisors
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.