# Cynthia Flannigan

> Cynthia Flannigan is a fee-only financial advisor at MainStreet Financial Planning, Inc. in New York, New York, who holds the CFP credential. Cynthia charges an ongoing planning fee and a one-time planning fee (ongoing planning from $2,650 a year and one-time plans from $5,450).

Page: https://find.wellspent.co/advisors/cynthia-flannigan/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** MainStreet Financial Planning, Inc.
- **Based in:** New York, New York
- **Fee model:** Ongoing planning fee; One-time planning fee
- **Fees (firm's website):** ongoing planning from $2,650 a year; one-time plans from $5,450
- **Credentials:** CFP
- **CRD:** 7029117 (https://adviserinfo.sec.gov/individual/summary/7029117)
- **SEC registration:** Investment adviser representative in CA, DC, MD, NY, VA
- **Firm size:** 6 employees
- **Disclosures:** None reported
- **Website:** http://mainstreetplanning.com

## Frequently asked questions

### Is Cynthia Flannigan a fee-only financial advisor?

Yes. Cynthia Flannigan is listed in the NAPFA directory (NAPFA admits only fee-only advisors). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Cynthia's firm.

### How does Cynthia charge for financial advice?

Cynthia charges an ongoing planning fee and a one-time planning fee.

### How much does Cynthia charge?

According to MainStreet Financial Planning, Inc.'s website, checked October 28, 2026: ongoing planning from $2,650 a year; one-time plans from $5,450.

### Where is Cynthia Flannigan based?

Cynthia Flannigan is based in New York, New York.

### What credentials does Cynthia Flannigan hold?

Cynthia Flannigan holds the CFP credential.

### Is Cynthia Flannigan registered with the SEC?

Yes. Cynthia Flannigan is registered as an investment adviser representative in CA, DC, MD, NY and VA (CRD 7029117), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How do I contact Cynthia Flannigan?

Through Cynthia's website, mainstreetplanning.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/2591): NAPFA admits only fee-only advisors
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://www.mainstreetplanning.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.