# Curtis Byrd

> Curtis Byrd is a fee-only financial advisor at Onyx Wealth Management in Durham, North Carolina, who holds the CFP credential. Curtis charges a percentage of assets, a one-time planning fee and an ongoing planning fee (ongoing planning from $2,000 a year and one-time plans from $250) and focuses on retirement planning, estate & legacy planning and tax planning.

Page: https://find.wellspent.co/advisors/curtis-byrd/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Onyx Wealth Management
- **Based in:** Durham, North Carolina
- **Fee model:** Percentage of assets; One-time planning fee; Ongoing planning fee
- **Fees (firm's website):** ongoing planning from $2,000 a year; one-time plans from $250
- **Assets under management (firm):** $6.3M across 28 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning, Estate & legacy planning, Tax planning, Sustainable & impact investing, Pension planning
- **CRD:** 6421634 (https://adviserinfo.sec.gov/individual/summary/6421634)
- **SEC registration:** Investment adviser representative in NC
- **Exams passed:** Series 66 (2015)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://www.onyxpf.com

## Frequently asked questions

### Is Curtis Byrd a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Curtis holds no broker registration, and Onyx Wealth Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Curtis charge for financial advice?

Curtis charges a percentage of assets, a one-time planning fee and an ongoing planning fee.

### How much does Curtis charge?

According to Onyx Wealth Management's website, checked October 30, 2026: ongoing planning from $2,000 a year; one-time plans from $250.

### Where is Curtis Byrd based?

Curtis Byrd is based in Durham, North Carolina.

### What does Curtis specialize in?

Curtis's specialties include retirement planning, estate & legacy planning, tax planning, sustainable & impact investing and pension planning.

### What credentials does Curtis Byrd hold?

Curtis Byrd holds the CFP credential.

### Is Curtis Byrd registered with the SEC?

Yes. Curtis Byrd is registered as an investment adviser representative in NC (CRD 6421634), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Onyx Wealth Management manage?

Onyx Wealth Management reports $6.3M across 28 accounts in assets under management.

### How do I contact Curtis Byrd?

Through Curtis's website, www.onyxpf.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6421634): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.onyxpf.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.