# Cristina Alayo

> Cristina Alayo is a fee-only financial advisor at Atlas Financial Group in Miami, Florida. Atlas Financial Group reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/cristina-alayo/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Atlas Financial Group
- **Based in:** Miami, Florida
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Languages:** Spanish
- **Assets under management (firm):** $174.9M across 71 accounts
- **CRD:** 7172328 (https://adviserinfo.sec.gov/individual/summary/7172328)
- **SEC registration:** Investment adviser representative in FL
- **Exams passed:** Series 65 (2020)
- **Firm size:** 4 employees
- **Disclosures:** None reported
- **Website:** https://www.theatlasfinancialgroup.com/

## Frequently asked questions

### Is Cristina Alayo a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Cristina holds no broker registration, and Atlas Financial Group reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Cristina charge for financial advice?

Cristina's firm, Atlas Financial Group, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### What languages does Cristina work in?

Besides English, Atlas Financial Group offers service in Spanish, according to its website.

### Where is Cristina Alayo based?

Cristina Alayo is based in Miami, Florida.

### Is Cristina Alayo registered with the SEC?

Yes. Cristina Alayo is registered as an investment adviser representative in FL (CRD 7172328), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Atlas Financial Group manage?

Atlas Financial Group reports $174.9M across 71 accounts in assets under management.

### How do I contact Cristina Alayo?

Through Cristina's website, www.theatlasfinancialgroup.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7172328): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.theatlasfinancialgroup.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.