# Craig Joncas

> Craig Joncas is a fee-only financial advisor at Penobscot Financial Advisors in Portland, Maine, who holds the CFP credential. Penobscot Financial Advisors reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/craig-joncas/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Penobscot Financial Advisors
- **Based in:** Portland, Maine
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $544.5M across 1,811 accounts
- **Credentials:** CFP
- **CRD:** 5630983 (https://adviserinfo.sec.gov/individual/summary/5630983)
- **SEC registration:** Investment adviser representative in ME, TX
- **Exams passed:** Series 66 (2009)
- **Firm size:** 12 employees
- **Disclosures:** None reported
- **Website:** https://anchor.fm/penobscotfa

## Frequently asked questions

### Is Craig Joncas a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Craig holds no broker registration, and Penobscot Financial Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Craig charge for financial advice?

Craig's firm, Penobscot Financial Advisors, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Craig Joncas based?

Craig Joncas is based in Portland, Maine.

### What credentials does Craig Joncas hold?

Craig Joncas holds the CFP credential.

### Is Craig Joncas registered with the SEC?

Yes. Craig Joncas is registered as an investment adviser representative in ME and TX (CRD 5630983), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Penobscot Financial Advisors manage?

Penobscot Financial Advisors reports $544.5M across 1,811 accounts in assets under management.

### How do I contact Craig Joncas?

Through Craig's website, anchor.fm/penobscotfa.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5630983): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.