# Clifton Rutherford

> Clifton Rutherford is a fee-only financial advisor at R & J Financial Partners in Winchester, Virginia, who holds the PFS credential. Clifton focuses on tax planning. R & J Financial Partners reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/clifton-rutherford/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** R & J Financial Partners
- **Based in:** Winchester, Virginia
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $64.3M across 86 accounts
- **Credentials:** PFS
- **Specialties:** Tax planning
- **CRD:** 5378712 (https://adviserinfo.sec.gov/individual/summary/5378712)
- **SEC registration:** Investment adviser representative in VA
- **Exams passed:** Series 65 (2007)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** https://www.rjfinancialpartners.com

## Frequently asked questions

### Is Clifton Rutherford a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Clifton holds no broker registration, and R & J Financial Partners reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Clifton charge for financial advice?

Clifton's firm, R & J Financial Partners, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Clifton Rutherford based?

Clifton Rutherford is based in Winchester, Virginia.

### What does Clifton specialize in?

Clifton's specialties include tax planning.

### What credentials does Clifton Rutherford hold?

Clifton Rutherford holds the PFS credential.

### Is Clifton Rutherford registered with the SEC?

Yes. Clifton Rutherford is registered as an investment adviser representative in VA (CRD 5378712), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does R & J Financial Partners manage?

R & J Financial Partners reports $64.3M across 86 accounts in assets under management.

### How do I contact Clifton Rutherford?

Through Clifton's website, www.rjfinancialpartners.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5378712): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.rjfinancialpartners.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.