# Clay Young

> Clay Young is a fee-only financial advisor at Tannin Capital in Charlotte, North Carolina, who holds the CFA credential. Tannin Capital reports charging a percentage of assets on its Form ADV.

Page: https://find.wellspent.co/advisors/clay-young/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Tannin Capital
- **Based in:** Charlotte, North Carolina
- **Fee model (firm's Form ADV):** Percentage of assets
- **Assets under management (firm):** $824.9M across 532 accounts
- **Credentials:** CFA
- **CRD:** 2256516 (https://adviserinfo.sec.gov/individual/summary/2256516)
- **SEC registration:** Investment adviser representative in NC
- **Exams passed:** Series 63 (1992)
- **Firm size:** 7 employees
- **Disclosures:** None reported
- **Website:** https://www.tannin.com

## Frequently asked questions

### Is Clay Young a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Clay holds no broker registration, and Tannin Capital reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Clay charge for financial advice?

Clay's firm, Tannin Capital, reports charging a percentage of assets on its SEC Form ADV.

### Where is Clay Young based?

Clay Young is based in Charlotte, North Carolina.

### What credentials does Clay Young hold?

Clay Young holds the CFA credential.

### Is Clay Young registered with the SEC?

Yes. Clay Young is registered as an investment adviser representative in NC (CRD 2256516), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Tannin Capital manage?

Tannin Capital reports $824.9M across 532 accounts in assets under management.

### How do I contact Clay Young?

Through Clay's website, www.tannin.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/2256516): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.