# Christopher Williams > Christopher Williams is a fee-only financial advisor at Inceptive Financial in Atlanta, Georgia, who holds the CPA credential. Christopher charges a subscription and a one-time planning fee (subscription $170 a month and subscription $250 a quarter) and focuses on retirement planning, tax planning and real estate investors. Page: https://find.wellspent.co/advisors/christopher-williams-7346668/ Built from public directory listings; last checked October 30, 2026. ## Facts - **Firm:** Inceptive Financial - **Based in:** Atlanta, Georgia - **Fee model:** Subscription; One-time planning fee - **Fees (Advice-Only Network profile):** subscription $170 a month; subscription $250 a quarter; subscription $595 a year; one-time plans from $795 - **Works virtually:** Yes (Advice-Only Network profile) - **Accepting new clients:** Yes (Advice-Only Network profile) - **Credentials:** CPA - **Specialties:** Retirement planning, Tax planning, Real estate investors - **Works with:** High earners, Early-career professionals - **CRD:** 7346668 (https://adviserinfo.sec.gov/individual/summary/7346668) - **SEC registration:** Investment adviser representative in GA - **Exams passed:** Series 65 (2021) - **Firm size:** 1 employee - **Disclosures:** None reported - **Website:** https://www.inceptivefin.com ## About Chris Williams is the founder and solo planner at Inceptive Financial, where he prepares comprehensive financial plans for individuals and families for a fixed fee. Chris began his career at Ernst & Young in 2007 and has been a Certified Public Accountant in Georgia since 2010. He has helped companies with financial compliance through roles in auditing and financial reporting. Wanting to add more value for the people he served, he took roles inside different organizations to learn their industries and build a broader view of the U.S. economy through his accounting background. In 2019 Chris turned to financial planning, driven by a desire to help individuals and families with their finances. He passed the CERTIFIED FINANCIAL PLANNER™ exam in 2020 and registered with the State of Georgia as an Investment Adviser Representative in 2021. He aims to help clients reach their financial goals. ## Frequently asked questions ### Is Christopher Williams a fee-only financial advisor? Yes. Christopher Williams is listed in the SEC adviser records (the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration) and the Advice-Only Network (advice-only practices, no product sales). SEC records as of October 29, 2026 show no broker registration and no commission compensation reported by Christopher's firm. ### How does Christopher charge for financial advice? Christopher charges a subscription and a one-time planning fee. ### Does Christopher work with clients virtually? Yes. Christopher's Advice-Only Network profile says they meet with clients virtually. ### Where is Christopher Williams based? Christopher Williams is based in Atlanta, Georgia. ### What does Christopher specialize in? Christopher's specialties include retirement planning, tax planning and real estate investors. Christopher works with high earners and early-career professionals. ### What credentials does Christopher Williams hold? Christopher Williams holds the CPA credential. ### Is Christopher Williams registered with the SEC? Yes. Christopher Williams is registered as an investment adviser representative in GA (CRD 7346668), per SEC Investment Adviser Public Disclosure data as of October 29, 2026. ### How do I contact Christopher Williams? Through Christopher's website, www.inceptivefin.com. ## Sources - SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7346668): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration - Advice-Only Network listing: advice-only practices, no product sales - SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026 --- Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.