# Christopher Gettelfinger

> Christopher Gettelfinger is a fee-only financial advisor at S.E.E.D. Planning Group in Saint Petersburg, Florida. Christopher focuses on retirement planning, tax planning and estate & legacy planning. S.E.E.D. Planning Group reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/christopher-gettelfinger/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** S.E.E.D. Planning Group
- **Based in:** Saint Petersburg, Florida
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $568.0M across 2,027 accounts
- **Specialties:** Retirement planning, Tax planning, Estate & legacy planning
- **CRD:** 7740286 (https://adviserinfo.sec.gov/individual/summary/7740286)
- **SEC registration:** Investment adviser representative in FL, TN
- **Exams passed:** Series 65 (2023)
- **Firm size:** 28 employees
- **Disclosures:** None reported
- **Website:** https://401ktime.com/

## Frequently asked questions

### Is Christopher Gettelfinger a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Christopher holds no broker registration, and S.E.E.D. Planning Group reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Christopher charge for financial advice?

Christopher's firm, S.E.E.D. Planning Group, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Christopher Gettelfinger based?

Christopher Gettelfinger is based in Saint Petersburg, Florida.

### What does Christopher specialize in?

Christopher's specialties include retirement planning, tax planning and estate & legacy planning.

### Is Christopher Gettelfinger registered with the SEC?

Yes. Christopher Gettelfinger is registered as an investment adviser representative in FL and TN (CRD 7740286), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does S.E.E.D. Planning Group manage?

S.E.E.D. Planning Group reports $568.0M across 2,027 accounts in assets under management.

### How do I contact Christopher Gettelfinger?

Through Christopher's website, 401ktime.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7740286): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://401ktime.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.