# Christopher Covato

> Christopher Covato is a fee-only financial advisor at Covato Capital Management in Naples, Florida. Christopher focuses on estate & legacy planning and family wealth transfer. Covato Capital Management reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/christopher-covato/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Covato Capital Management
- **Based in:** Naples, Florida
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $16.2M across 55 accounts
- **Specialties:** Estate & legacy planning, Family wealth transfer
- **Works with:** High earners, Multi-generational families
- **CRD:** 1993414 (https://adviserinfo.sec.gov/individual/summary/1993414)
- **SEC registration:** Investment adviser representative in FL, TX
- **Exams passed:** Series 63 (1990), Series 65 (2014)
- **Firm size:** 4 employees
- **Disclosures:** None reported
- **Website:** http://www.covatocapital.com

## Frequently asked questions

### Is Christopher Covato a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Christopher holds no broker registration, and Covato Capital Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Christopher charge for financial advice?

Christopher's firm, Covato Capital Management, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Christopher Covato based?

Christopher Covato is based in Naples, Florida.

### What does Christopher specialize in?

Christopher's specialties include estate & legacy planning and family wealth transfer. Christopher works with high earners and multi-generational families.

### Is Christopher Covato registered with the SEC?

Yes. Christopher Covato is registered as an investment adviser representative in FL and TX (CRD 1993414), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Covato Capital Management manage?

Covato Capital Management reports $16.2M across 55 accounts in assets under management.

### How do I contact Christopher Covato?

Through Christopher's website, www.covatocapital.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/1993414): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://covatocapital.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.