# Christina Hammann

> Christina Hammann is a fee-only financial advisor at Carter Financial in La Jolla, California, who holds the CFP credential. Christina focuses on retirement planning, tax planning and estate & legacy planning. Carter Financial reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/christina-hammann/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Carter Financial
- **Based in:** La Jolla, California
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $282.3M across 489 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning, Tax planning, Estate & legacy planning
- **CRD:** 6405356 (https://adviserinfo.sec.gov/individual/summary/6405356)
- **SEC registration:** Investment adviser representative in CA, TX
- **Exams passed:** Series 66 (2015)
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** http://www.carterfinancialllc.com

## Frequently asked questions

### Is Christina Hammann a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Christina holds no broker registration, and Carter Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Christina charge for financial advice?

Christina's firm, Carter Financial, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Christina Hammann based?

Christina Hammann is based in La Jolla, California.

### What does Christina specialize in?

Christina's specialties include retirement planning, tax planning and estate & legacy planning.

### What credentials does Christina Hammann hold?

Christina Hammann holds the CFP credential.

### Is Christina Hammann registered with the SEC?

Yes. Christina Hammann is registered as an investment adviser representative in CA and TX (CRD 6405356), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Carter Financial manage?

Carter Financial reports $282.3M across 489 accounts in assets under management.

### How do I contact Christina Hammann?

Through Christina's website, www.carterfinancialllc.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6405356): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://carterfinancialllc.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.