# Christina Empedocles

> Christina Empedocles is a fee-only financial advisor at Insight Personal Finance in San Francisco, California, who holds the CFP credential. Christina charges a flat fee or retainer, an ongoing planning fee, hourly fees and a one-time planning fee (ongoing planning from $10,000 a year and one-time plans from $6,900) and focuses on real estate investors, tax planning and retirement planning.

Page: https://find.wellspent.co/advisors/christina-empedocles/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Insight Personal Finance
- **Based in:** San Francisco, California
- **Fee model:** Flat fee or retainer; Ongoing planning fee; Hourly; One-time planning fee
- **Fees (firm's website):** ongoing planning from $10,000 a year; one-time plans from $6,900; $420 an hour
- **Assets under management (firm):** $5.9M across 23 accounts
- **Credentials:** CFP
- **Specialties:** Real estate investors, Tax planning, Retirement planning, Sustainable & impact investing, Estate & legacy planning, Small business owners
- **Works with:** Real estate investors
- **CRD:** 6799821 (https://adviserinfo.sec.gov/individual/summary/6799821)
- **SEC registration:** Investment adviser representative in CA, TX
- **Exams passed:** Series 65 (2017)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://insightpersonalfinance.com

## Frequently asked questions

### Is Christina Empedocles a fee-only financial advisor?

Yes. Christina Empedocles is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Christina's firm.

### How does Christina charge for financial advice?

Christina charges a flat fee or retainer, an ongoing planning fee, hourly fees and a one-time planning fee.

### How much does Christina charge?

According to Insight Personal Finance's website, checked October 28, 2026: ongoing planning from $10,000 a year; one-time plans from $6,900; $420 an hour.

### Where is Christina Empedocles based?

Christina Empedocles is based in San Francisco, California.

### What does Christina specialize in?

Christina's specialties include real estate investors, tax planning, retirement planning, sustainable & impact investing, estate & legacy planning and small business owners. Christina works with real estate investors.

### What credentials does Christina Empedocles hold?

Christina Empedocles holds the CFP credential.

### Is Christina Empedocles registered with the SEC?

Yes. Christina Empedocles is registered as an investment adviser representative in CA and TX (CRD 6799821), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Insight Personal Finance manage?

Insight Personal Finance reports $5.9M across 23 accounts in assets under management.

### How do I contact Christina Empedocles?

Through Christina's website, insightpersonalfinance.com.

## Sources

- XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/christina-empedocles-11201): XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://www.insightpersonalfinance.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.