# Christian Garces

> Christian Garces is a fee-only financial advisor at Key Client Fiduciary Advisors in Fairfield, New Jersey. Christian focuses on estate & legacy planning. Key Client Fiduciary Advisors reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/christian-garces/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Key Client Fiduciary Advisors
- **Based in:** Fairfield, New Jersey
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $896.3M across 2,195 accounts
- **Specialties:** Estate & legacy planning
- **CRD:** 5312460 (https://adviserinfo.sec.gov/individual/summary/5312460)
- **SEC registration:** Investment adviser representative in NJ, TX
- **Exams passed:** Series 66 (2011)
- **Firm size:** 10 employees
- **Disclosures:** None reported
- **Website:** http://www.keyclientfa.com

## Frequently asked questions

### Is Christian Garces a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Christian holds no broker registration, and Key Client Fiduciary Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Christian charge for financial advice?

Christian's firm, Key Client Fiduciary Advisors, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Christian Garces based?

Christian Garces is based in Fairfield, New Jersey.

### What does Christian specialize in?

Christian's specialties include estate & legacy planning.

### Is Christian Garces registered with the SEC?

Yes. Christian Garces is registered as an investment adviser representative in NJ and TX (CRD 5312460), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Key Client Fiduciary Advisors manage?

Key Client Fiduciary Advisors reports $896.3M across 2,195 accounts in assets under management.

### How do I contact Christian Garces?

Through Christian's website, www.keyclientfa.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5312460): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.keyclientfa.com/): specialties, clients served, and fees, checked October 30, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.