# Chris Cho

> Chris Cho is a fee-only financial advisor at Fairbanks Capital Management in Rancho Santa Fe, California, who holds the CFA credential. Fairbanks Capital Management reports charging a percentage of assets on its Form ADV.

Page: https://find.wellspent.co/advisors/chris-cho/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Fairbanks Capital Management
- **Based in:** Rancho Santa Fe, California
- **Fee model (firm's Form ADV):** Percentage of assets
- **Assets under management (firm):** $210.6M across 234 accounts
- **Credentials:** CFA
- **CRD:** 4868921 (https://adviserinfo.sec.gov/individual/summary/4868921)
- **SEC registration:** Investment adviser representative in CA
- **Exams passed:** Series 63 (2010)
- **Firm size:** 5 employees
- **Disclosures:** None reported
- **Website:** http://www.qualitygrowth.com

## Frequently asked questions

### Is Chris Cho a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Chris holds no broker registration, and Fairbanks Capital Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Chris charge for financial advice?

Chris's firm, Fairbanks Capital Management, reports charging a percentage of assets on its SEC Form ADV.

### Where is Chris Cho based?

Chris Cho is based in Rancho Santa Fe, California.

### What credentials does Chris Cho hold?

Chris Cho holds the CFA credential.

### Is Chris Cho registered with the SEC?

Yes. Chris Cho is registered as an investment adviser representative in CA (CRD 4868921), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Fairbanks Capital Management manage?

Fairbanks Capital Management reports $210.6M across 234 accounts in assets under management.

### How do I contact Chris Cho?

Through Chris's website, www.qualitygrowth.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4868921): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.