# Cherish Sutull

> Cherish Sutull is a fee-only financial advisor at Blue Water Wealth in Seattle, Washington, who holds the CFP and CFA credentials. Cherish focuses on sustainable & impact investing, estate & legacy planning and tax planning. Blue Water Wealth reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/cherish-sutull/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Blue Water Wealth
- **Based in:** Seattle, Washington
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $472.8M across 1,206 accounts
- **Credentials:** CFP, CFA
- **Specialties:** Sustainable & impact investing, Estate & legacy planning, Tax planning
- **Works with:** Pre-retirees, Early-career professionals
- **CRD:** 3084039 (https://adviserinfo.sec.gov/individual/summary/3084039)
- **SEC registration:** Investment adviser representative in OR, TX, WA
- **Exams passed:** Series 63 (1998), Series 66 (2001)
- **Firm size:** 15 employees
- **Disclosures:** None reported
- **Website:** http://www.bluewaterwealth.com

## Frequently asked questions

### Is Cherish Sutull a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Cherish holds no broker registration, and Blue Water Wealth reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Cherish charge for financial advice?

Cherish's firm, Blue Water Wealth, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Cherish Sutull based?

Cherish Sutull is based in Seattle, Washington.

### What does Cherish specialize in?

Cherish's specialties include sustainable & impact investing, estate & legacy planning and tax planning. Cherish works with pre-retirees and early-career professionals.

### What credentials does Cherish Sutull hold?

Cherish Sutull holds the CFP and CFA credentials.

### Is Cherish Sutull registered with the SEC?

Yes. Cherish Sutull is registered as an investment adviser representative in OR, TX and WA (CRD 3084039), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Blue Water Wealth manage?

Blue Water Wealth reports $472.8M across 1,206 accounts in assets under management.

### How do I contact Cherish Sutull?

Through Cherish's website, www.bluewaterwealth.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/3084039): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://bluewaterwealth.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.