# Charles Thomas

> Charles Thomas is a fee-only financial advisor at Intrepid Eagle Finance in Clover, South Carolina, who holds the CFP and MBA credentials. Charles charges an ongoing planning fee and a percentage of assets (ongoing planning from $1,788 a year and 0.75% a year on the first tier of assets managed) and focuses on retirement planning, student loans and tax planning.

Page: https://find.wellspent.co/advisors/charles-thomas/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Intrepid Eagle Finance
- **Based in:** Clover, South Carolina
- **Fee model:** Ongoing planning fee; Percentage of assets
- **Fees (firm's website):** ongoing planning from $1,788 a year; 0.75% a year on the first tier of assets managed
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $5.9M across 49 accounts
- **Credentials:** CFP, MBA
- **Specialties:** Retirement planning, Student loans, Tax planning, Estate & legacy planning
- **CRD:** 4997969 (https://adviserinfo.sec.gov/individual/summary/4997969)
- **SEC registration:** Investment adviser representative in SC
- **Exams passed:** Series 63 (2005)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** http://intrepideaglefinance.com

## Frequently asked questions

### Is Charles Thomas a fee-only financial advisor?

Yes. Charles Thomas is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Charles's firm.

### How does Charles charge for financial advice?

Charles charges an ongoing planning fee and a percentage of assets.

### How much does Charles charge?

According to Intrepid Eagle Finance's website, checked October 28, 2026: ongoing planning from $1,788 a year; 0.75% a year on the first tier of assets managed.

### Does Charles work with clients virtually?

Yes. Intrepid Eagle Finance says on its website that it works with clients remotely.

### Where is Charles Thomas based?

Charles Thomas is based in Clover, South Carolina.

### What does Charles specialize in?

Charles's specialties include retirement planning, student loans, tax planning and estate & legacy planning.

### What credentials does Charles Thomas hold?

Charles Thomas holds the CFP and MBA credentials.

### Is Charles Thomas registered with the SEC?

Yes. Charles Thomas is registered as an investment adviser representative in SC (CRD 4997969), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Intrepid Eagle Finance manage?

Intrepid Eagle Finance reports $5.9M across 49 accounts in assets under management.

### How do I contact Charles Thomas?

Through Charles's website, intrepideaglefinance.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/45476): NAPFA admits only fee-only advisors
- XY Planning Network directory listing: XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://intrepideaglefinance.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.