# Charles Ryan

> Charles Ryan is a fee-only financial advisor at Atlantic Financial Planning in Washington, District of Columbia, who holds the CFP credential. Charles charges hourly fees, a one-time planning fee and an ongoing planning fee (one-time plans from $840 and $280 an hour).

Page: https://find.wellspent.co/advisors/charles-ryan/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Atlantic Financial Planning
- **Based in:** Washington, District of Columbia
- **Fee model:** Hourly; One-time planning fee; Ongoing planning fee
- **Fees (firm's website):** one-time plans from $840; $280 an hour; no asset minimum
- **Credentials:** CFP
- **CRD:** 5983202 (https://adviserinfo.sec.gov/individual/summary/5983202)
- **SEC registration:** Investment adviser representative in DC, MD
- **Disclosures:** None reported
- **Website:** http://atlanticfinancialplan.com

## Frequently asked questions

### Is Charles Ryan a fee-only financial advisor?

Yes. Charles Ryan is listed in the NAPFA directory (NAPFA admits only fee-only advisors). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Charles's firm.

### How does Charles charge for financial advice?

Charles charges hourly fees, a one-time planning fee and an ongoing planning fee.

### How much does Charles charge?

According to Atlantic Financial Planning's website, checked October 28, 2026: one-time plans from $840; $280 an hour; no asset minimum.

### Where is Charles Ryan based?

Charles Ryan is based in Washington, District of Columbia.

### What credentials does Charles Ryan hold?

Charles Ryan holds the CFP credential.

### Is Charles Ryan registered with the SEC?

Yes. Charles Ryan is registered as an investment adviser representative in DC and MD (CRD 5983202), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How do I contact Charles Ryan?

Through Charles's website, atlanticfinancialplan.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/5506): NAPFA admits only fee-only advisors
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://atlanticfinancialplan.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.