# Charles Johnson

> Charles Johnson is a fee-only financial advisor at Differential Planning in Silverdale, Washington, who holds the CFA credential. Charles focuses on physicians & residents, student loans and tax planning. Differential Planning reports charging hourly fees on its Form ADV.

Page: https://find.wellspent.co/advisors/charles-johnson-7339525/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Differential Planning
- **Based in:** Silverdale, Washington
- **Fee model (firm's Form ADV):** Hourly
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $2.5M across 94 accounts
- **Credentials:** CFA
- **Specialties:** Physicians & residents, Student loans, Tax planning, Retirement planning
- **Works with:** Physicians, Early-career professionals
- **CRD:** 7339525 (https://adviserinfo.sec.gov/individual/summary/7339525)
- **SEC registration:** Investment adviser representative in CO, LA, WA
- **Exams passed:** Series 65 (2010)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://www.differentialplanning.com

## Frequently asked questions

### Is Charles Johnson a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Charles holds no broker registration, and Differential Planning reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Charles charge for financial advice?

Charles's firm, Differential Planning, reports charging hourly fees on its SEC Form ADV.

### Does Charles work with clients virtually?

Yes. Differential Planning says on its website that it works with clients remotely.

### Where is Charles Johnson based?

Charles Johnson is based in Silverdale, Washington.

### What does Charles specialize in?

Charles's specialties include physicians & residents, student loans, tax planning and retirement planning. Charles works with physicians and early-career professionals.

### What credentials does Charles Johnson hold?

Charles Johnson holds the CFA credential.

### Is Charles Johnson registered with the SEC?

Yes. Charles Johnson is registered as an investment adviser representative in CO, LA and WA (CRD 7339525), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Differential Planning manage?

Differential Planning reports $2.5M across 94 accounts in assets under management.

### How do I contact Charles Johnson?

Through Charles's website, www.differentialplanning.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7339525): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.differentialplanning.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.