# Charles Horonzy

> Charles Horonzy is a fee-only financial advisor at Focused Up Financial, LLC in La Grange, Illinois, who holds the CFP and CPA credentials. Charles charges a percentage of assets and an ongoing planning fee (ongoing planning from $8,000 a year and typically works with clients with $750,000 or more) and focuses on retirement planning, tax planning and estate & legacy planning.

Page: https://find.wellspent.co/advisors/charles-horonzy/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Focused Up Financial, LLC
- **Based in:** La Grange, Illinois
- **Fee model:** Percentage of assets; Ongoing planning fee
- **Fees (firm's website):** ongoing planning from $8,000 a year; typically works with clients with $750,000 or more
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $23.7M across 132 accounts
- **Credentials:** CFP, CPA
- **Specialties:** Retirement planning, Tax planning, Estate & legacy planning, Small business owners
- **Works with:** Retirees, Pre-retirees, Founders
- **CRD:** 6926600 (https://adviserinfo.sec.gov/individual/summary/6926600)
- **SEC registration:** Investment adviser representative in IL, TX
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://focusedupfinancial.com

## Frequently asked questions

### Is Charles Horonzy a fee-only financial advisor?

Yes. Charles Horonzy is listed in the NAPFA directory (NAPFA admits only fee-only advisors). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Charles's firm.

### How does Charles charge for financial advice?

Charles charges a percentage of assets and an ongoing planning fee.

### How much does Charles charge?

According to Focused Up Financial, LLC's website, checked October 28, 2026: ongoing planning from $8,000 a year; typically works with clients with $750,000 or more.

### Where is Charles Horonzy based?

Charles Horonzy is based in La Grange, Illinois.

### What does Charles specialize in?

Charles's specialties include retirement planning, tax planning, estate & legacy planning and small business owners. Charles works with retirees, pre-retirees and founders.

### What credentials does Charles Horonzy hold?

Charles Horonzy holds the CFP and CPA credentials.

### Is Charles Horonzy registered with the SEC?

Yes. Charles Horonzy is registered as an investment adviser representative in IL and TX (CRD 6926600), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Focused Up Financial, LLC manage?

Focused Up Financial, LLC reports $23.7M across 132 accounts in assets under management.

### How do I contact Charles Horonzy?

Through Charles's website, focusedupfinancial.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/44616): NAPFA admits only fee-only advisors
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://www.focusedupfinancial.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.