# Charles Hirlinger

> Charles Hirlinger is a fee-only financial advisor at Covenant Financial Advisors in Phoenix, Arizona, who holds the PFS credential. Covenant Financial Advisors reports charging a percentage of assets and hourly fees on its Form ADV.

Page: https://find.wellspent.co/advisors/charles-hirlinger/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Covenant Financial Advisors
- **Based in:** Phoenix, Arizona
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly
- **Assets under management (firm):** $12.2M across 82 accounts
- **Credentials:** PFS
- **CRD:** 1976529 (https://adviserinfo.sec.gov/individual/summary/1976529)
- **SEC registration:** Investment adviser representative in AZ
- **Exams passed:** Series 66 (2008)
- **Firm size:** 1 employee
- **Disclosures:** None reported

## Frequently asked questions

### Is Charles Hirlinger a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Charles holds no broker registration, and Covenant Financial Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Charles charge for financial advice?

Charles's firm, Covenant Financial Advisors, reports charging a percentage of assets and hourly fees on its SEC Form ADV.

### Where is Charles Hirlinger based?

Charles Hirlinger is based in Phoenix, Arizona.

### What credentials does Charles Hirlinger hold?

Charles Hirlinger holds the PFS credential.

### Is Charles Hirlinger registered with the SEC?

Yes. Charles Hirlinger is registered as an investment adviser representative in AZ (CRD 1976529), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Covenant Financial Advisors manage?

Covenant Financial Advisors reports $12.2M across 82 accounts in assets under management.

### How do I contact Charles Hirlinger?

Contact details aren't on file yet. Search for Covenant Financial Advisors.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/1976529): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.