# Charles Gardner

> Charles Gardner is a fee-only financial advisor at Meridian Investment Advisors in Little Rock, Arkansas. Meridian Investment Advisors reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/charles-gardner/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Meridian Investment Advisors
- **Based in:** Little Rock, Arkansas
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $861.6M across 458 accounts
- **CRD:** 7994009 (https://adviserinfo.sec.gov/individual/summary/7994009)
- **SEC registration:** Investment adviser representative in AR
- **Exams passed:** Series 65 (2024)
- **Firm size:** 6 employees
- **Disclosures:** None reported
- **Website:** http://www.meridiania.com

## Frequently asked questions

### Is Charles Gardner a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Charles holds no broker registration, and Meridian Investment Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Charles charge for financial advice?

Charles's firm, Meridian Investment Advisors, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Charles Gardner based?

Charles Gardner is based in Little Rock, Arkansas.

### Is Charles Gardner registered with the SEC?

Yes. Charles Gardner is registered as an investment adviser representative in AR (CRD 7994009), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Meridian Investment Advisors manage?

Meridian Investment Advisors reports $861.6M across 458 accounts in assets under management.

### How do I contact Charles Gardner?

Through Charles's website, www.meridiania.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7994009): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.