# Charles Cutter

> Charles Cutter is a fee-only financial advisor at Briarwood Financial in Gig Harbor, Washington. Charles charges an ongoing planning fee and a one-time planning fee and focuses on tax planning and small business owners.

Page: https://find.wellspent.co/advisors/charles-cutter/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Briarwood Financial
- **Based in:** Gig Harbor, Washington
- **Fee model:** Ongoing planning fee; One-time planning fee
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $4.7M across 49 accounts
- **Specialties:** Tax planning, Small business owners
- **Works with:** Founders
- **CRD:** 7814931 (https://adviserinfo.sec.gov/individual/summary/7814931)
- **SEC registration:** Investment adviser representative in WA
- **Exams passed:** Series 66 (2023)
- **Firm size:** 4 employees
- **Disclosures:** None reported
- **Website:** http://briarwoodfp.com/

## Frequently asked questions

### Is Charles Cutter a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Charles holds no broker registration, and Briarwood Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Charles charge for financial advice?

Charles charges an ongoing planning fee and a one-time planning fee.

### Does Charles work with clients virtually?

Yes. Briarwood Financial says on its website that it works with clients remotely.

### Where is Charles Cutter based?

Charles Cutter is based in Gig Harbor, Washington.

### What does Charles specialize in?

Charles's specialties include tax planning and small business owners. Charles works with founders.

### Is Charles Cutter registered with the SEC?

Yes. Charles Cutter is registered as an investment adviser representative in WA (CRD 7814931), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Briarwood Financial manage?

Briarwood Financial reports $4.7M across 49 accounts in assets under management.

### How do I contact Charles Cutter?

Through Charles's website, briarwoodfp.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7814931): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.briarwoodfinancial.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.