# Chao Zhang

> Chao Zhang is a fee-only financial advisor at Think Different Wealth Advisors LLC in Allen, Texas, who holds the CFA, CFP and MBA credentials. Chao charges a percentage of assets (0.5%–1% a year of assets managed and a $300,000 asset minimum) and focuses on equity compensation, physicians & residents and retirement planning.

Page: https://find.wellspent.co/advisors/chao-zhang/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Think Different Wealth Advisors LLC
- **Based in:** Allen, Texas
- **Fee model:** Percentage of assets
- **Fees (firm's website):** 0.5%–1% a year of assets managed; a $300,000 asset minimum
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $20.2M across 98 accounts
- **Credentials:** CFA, CFP, MBA
- **Specialties:** Equity compensation, Physicians & residents, Retirement planning, Tax planning, Estate & legacy planning
- **Works with:** Tech employees, Physicians
- **CRD:** 7405406 (https://adviserinfo.sec.gov/individual/summary/7405406)
- **SEC registration:** Investment adviser representative in CA, TX
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** http://thinkdifferentwealth.com

## Frequently asked questions

### Is Chao Zhang a fee-only financial advisor?

Yes. Chao Zhang is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Chao's firm.

### How does Chao charge for financial advice?

Chao charges a percentage of assets.

### How much does Chao charge?

According to Think Different Wealth Advisors LLC's website, checked October 28, 2026: 0.5%–1% a year of assets managed; a $300,000 asset minimum.

### Does Chao work with clients virtually?

Yes. Think Different Wealth Advisors LLC says on its website that it works with clients remotely.

### Where is Chao Zhang based?

Chao Zhang is based in Allen, Texas.

### What does Chao specialize in?

Chao's specialties include equity compensation, physicians & residents, retirement planning, tax planning and estate & legacy planning. Chao works with tech employees and physicians.

### What credentials does Chao Zhang hold?

Chao Zhang holds the CFA, CFP and MBA credentials.

### Is Chao Zhang registered with the SEC?

Yes. Chao Zhang is registered as an investment adviser representative in CA and TX (CRD 7405406), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Think Different Wealth Advisors LLC manage?

Think Different Wealth Advisors LLC reports $20.2M across 98 accounts in assets under management.

### How do I contact Chao Zhang?

Through Chao's website, thinkdifferentwealth.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/47130): NAPFA admits only fee-only advisors
- XY Planning Network directory listing: XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://www.thinkdifferentwealth.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.